Definition: The term "liability insurance for a car" refers to the coverage offered by a vehicle owner's insurance policy that covers damage or loss to their car due to accidents, vandalism, theft, or other causes. This type of insurance typically provides financial assistance in the event of an accident, as well as coverage for repairs and replacement parts. The term "liability insurance" specifically refers to liability insurance, which is a form of comprehensive insurance that covers both physical damage and losses resulting from an accident. Liability insurance is intended to cover the costs of damages caused by one's own negligence or fault in an accident, as well as any consequences of the driver's actions. In more detail, liability insurance typically provides two types of coverage: general liability coverage and motor vehicle coverage. General liability coverage insures against risks such as property damage, bodily injury, and death arising from a covered event. Motor vehicle coverage protects the owner or occupant of the vehicle in case of an accident resulting from negligence or fault. It's important to note that not all insurance policies cover all types of accidents or losses, so it's always best to check with your specific insurer for specific coverage details and exclusions.
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